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HOW TO GET RICH?

It seems that everyone wants to get rich. There are books out on that subject, classes that are headed by someone who can show you an easy way to get rich, rich people willing to drop advice on how to get rich, and many other schemes that guarantee you will get rich fast. Getting rich is one of the main goals of most people, and while it is never easy, there are some sensible techniques that will increase your chances of getting rich.

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STEPS

1. Define "rich". It's one of those subjective words that everyone uses but no one defines. What are your standards for being rich? In other words, what do you envision when you think about being rich? This can be different for everyone. Usually it whittles down to a few common goals:

* Prestige. For many people, the idea of getting rich is tied to getting respect. It's not so much about how much money you have, but about maintaining a luxurious standard of living--exotic vacations, nice cars, swimming pools, etc.
* Retirement. Some people want to get rich so that they never have to work another day in their lives. In this case, the standard of life one wishes to maintain once retired is critical to understanding how much money is needed to get rich.
2. Keep your eyes and ears open. All the time interesting people and chances appear and disappear. Get a feeling when to step forward and when to wait.
3. Delay gratification. If you're looking for information on how to get rich, then you're probably not rich right now, and there's a reason for that. Are you spending money on things that won't get you rich? Are you sticking with a job that doesn't make that much money to begin with? In order to get rich, you're going to have to give up some of the things you enjoy doing now, so that you can enjoy those things without restriction later. For example, you might like having free time, so you give yourself a few hours a day to do nothing. But if you were to invest those few hours into getting rich, you could work towards having 20 years of free time (24 hours a day!) with early retirement. What can you give up now in exchange for being rich later?

* Cut expenses
* Get a job that pays more or get a promotion
* Downgrade or give up your car
* Downgrade your apartment or house
* Reallocate your spare time
4. Save money. You've heard the phrase "It takes money to make money." So start socking away the extra money you're making now that you've delayed gratification as outlined previously. After all, what's the point in giving up the stuff you like if you have a hole in your pocket? Start building a "get rich fund" at the bank. Always pay yourself first. This means before you go and blow your pay check on a new pair of shoes or a golf club you don't need, put money aside in to an account that you don't touch. Do this every time you get paid and watch your account grow.
5. Invest. Once you've stockpiled your savings, start thinking of ways to invest it. This is where your definition of "rich" really comes in handy. If you're looking for prestige, for example, a good investment would be education. Save up enough money to attend an Ivy League school and obtain a degree in something that will make decent money but, more importantly, earn great respect (doctor, lawyer, dentist, any kind of professional). If your goal is to retire early, on the other hand, invest that money in stocks, bonds, or other vehicles of investment that will give you an annual return on investment (ROI) that's enough to maintain you in your retirement. For instance, if you have one million dollars invested and you get a reliable 7% ROI, that's $70,000 per year!
6. Stay rich. It's hard to get rich, but it's even harder to stay rich. Your wealth is always going to be affected by the market, and the market has its ups and downs. If you get too comfortable when times are good, you'll quickly drop back to square one when the market hits a slump. If you get a promotion or a raise, or if your ROI goes up a percentage point, don't spend the extra--save it for when business is slow and your ROI goes down two percentage points.
7. Network with the Rich It's always an excellent idea to surround yourself with other rich people; whether you have already become very rich or whether you are just starting out and clueless. Understand how the rich think and the way they manage their money. Fly first class or business class once in a while, spend a weekend at a luxury golf course; if you can't afford to do too much traveling and spending, then use the internet instead.
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TIPS

* Surround yourself with self-made millionaires. Learn from them. It's been said that "like attracts like". Get all the information you can about how rich people started making big money and what they are doing now.
* Every night before you go to bed, empty all of your spare change (coins in particular) into a jar. This takes time but after about one year you may have at least $150 saved up in coins.

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WARNINGS

Get rich quick schemes are invariably scams. Avoid them. There is no such thing as free money unless you inherit it. Then you must handle it wisely, or you will lose that as well.As there is no free lunch, nothing can be obtained without struggling for it.The best way to get rich quickly is having a plan and able to implement the plan successfully,if possible with a team that is well experienced and interseted in helping you.

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Comment by jacknhell on June 10, 2009 at 1:57pm: Regret

Nasa huli talaga pagsisisi..tsk..tsk...tsk Sad

Kakauwi ko lang from office. Pag uwi sobrang pagod. Binaba ko bag ko at nahiga sa sofa. Sarap ng pakiramdam ng mapahinga. Matagal akong nakahiga nang di ko namalayan na nakakatulog na pala ko. Biglang nagvibrate ang celfon ko. I checked kung sino. I opened my inbox---

"misan
akala mo nasasayo na ang lahat

pagnasayo na
ang taong mahal mo.

Pro lahat na
nga ba?

Gano ka
kasigurado na iyo na sya

Habang buhay?
Kaya ngyn plng alagaan
m
n

Habang nandyan
pa!"

Sender:
BaBy koH

It's a usual quote coming from my girlfriend. Dahil sa antok ko, di ko na nireplyan. Again my cell vibrated. 1 message received---

"nVr hold
in2 smtnG too TyT..

Cz smWer N d
MiddLe U

MyT Lus heR.
Dnt put UrseLf in2

smTng U knW U
cnT Let Go.."

Sender:
BaBy koH
Naku naman pagod na pagod ako so tinuloy ko na ang pagtulog ko. Hindi ko na maintindihan ang sense ng message niya dahil sa antok so pano pa
ko magrereply? Again nagvibrate nanaman pero di ko n pinansin pro ayan nanaman. 2 messages received---

First
message:

"I jst
wnt u to knw dt I love u&evn

God takes me
away from you

It wont
change. You own my heart

Till d very
last breath I'll take."

Sender:
BaBy koH

Pinatay ko na ang cell ko ng hindi binabasa ang isa pang message. Kaya natulog na lang ako ulit. Paggising ko wala na kong battery so I charged my cell and I tried calling her with my landline. I tried 5x kakatawag pero wala talagang sumasagot. After 30 minutes my landline
rang. Sister ni Maila(baby koh), so I asked her "bakit walang tao sa bahay niyo?" Di siya sumagot.Umiiyak siya. So I asked: "bakit? Ano
nangyari?" Biglang may naghello, ang dad nila ni Maila pala, so I asked "Tito ano po nangyayari?" Sinabi niya sakin ng walang pagaalinlangan---

"Umalis kami nanood kami ng sine. Nagpaiwan si Maila dahil ang sabi iya pupunta ka daw dito sa bahay. Hihintayin ka daw niya. Dahil sa sinabi
niya iniwan namin siya....."

Nagulat ako sa sinabi ni tito. Ngayon ko lang naalala na pupuntahan ko nga pala siya. Hindi ako nakapagsalita dahil bigla na akong kinabahan. Tinuloy ni tito ang pagsasalita---

"pagdating namin nakita nalang namin siya na patay na. Sinaksak siya ng mga nanloob sa bahay namin. Wala na siya."

Nagblanko ang paningin ko pati na rin ang pagiisip ko.

"Di ka kasi pumunta. Inuna mo ang kung ano anong mga bagay.Di mo man lang siya naisip."

Di ko alam kung sino ang nagsasalita konsensya ko ba to o ang daddy niya?! Do ko na alam ang nangyayari sakin.

P******** nawala na sakin ang mahal ko!!!!

Di ko alam kung sa anong dahilan pero binuksan ko ang cellphone ko na 5 oras na plang nakacharge. Ang message nya na hindi ko binasa nandun pa rin. Hindi ko alam kung bubuksan ko pa o hindi but still binuksan ko na rin---

"BY
TULNGAN M KO

PAPATAYN NLA
KO!!!"

Sender:
BaBy koH

Di ako makapunta sa bahay nila dahil sa hiya. Di ko man lang madalaw siya dahil di ko matanggap sa sarili ko na makikta ko siyang nakahiga na. Di ko maisip na wala na ang taong pinakamamahal ko. Di ko matanggap na ng dahil sakin kaya nagkaganon siya. Ano pang silbi ng mga sinabi ko sa kanya noon na hindinghindi ko siya iiwan......Na hindi ko siya
pababayaan..na hingding hindi siya magiisa...Ano na nangyari sa mga sinabi ko sa kanya??...

Wala na siya....

Wala na ang taong bumuo ng buhay ko....

Wala na....

Comment by jacknhell on April 29, 2009 at 10:47am: hahaha... lakas nyo saken eh... hehe

Comment by jacknhell on April 28, 2009 at 11:49am: malaki na po ang font ang font...

Comment by jacknhell on April 28, 2009 at 12:20am: ay pasensya...nagmamadali kasi ako... nautusan pumunta ng makati kaya di ko na naayos.. di bale nxt tym

Comment by hanna on April 27, 2009 at 3:20pm: hello kapatid lakihan mo txt mo kc hirap basahin ang liliit...

Comment by jacknhell on April 27, 2009 at 9:05am: I have posted some tips on how get rich.. I don't know if it works for all of us but... magbasa ang mga tambay para malaman kung pano yumaman... I hope it will help for all of us.. Thanks!

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